Health Insurance Subsidies Individual Market

Health Insurance Subsidies in the Individual Market, as of March 2009

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			Subsidy Eligibility Requirements
	Health insurance subsidies in the individual market	Name of Program	Uninsured	Income	Age	No access to employer-sponsored coverage	Not eligible for state-sponsored programs	Other

United States	8 Yes	NA	NA	NA	NA	NA	NA	NA

Alabama	No	NA	NA	NA	NA	NA	NA	NA
Alaska	No	NA	NA	NA	NA	NA	NA	NA
Arizona	Yes	Arizona Health Insurance Premium Tax Credit	Yes	Up to 250% FPL	No	No	Yes	No
Arkansas	No	NA	NA	NA	NA	NA	NA	NA
California	No	NA	NA	NA	NA	NA	NA	NA
Colorado	No	NA	NA	NA	NA	NA	NA	NA
Connecticut	No	NA	NA	NA	NA	NA	NA	NA
Delaware	No	NA	NA	NA	NA	NA	NA	NA
District of Columbia	No	NA	NA	NA	NA	NA	NA	NA
Florida	No	NA	NA	NA	NA	NA	NA	NA
Georgia	No	NA	NA	NA	NA	NA	NA	NA
Hawaii	No	NA	NA	NA	NA	NA	NA	NA
Idaho	No	NA	NA	NA	NA	NA	NA	NA
Illinois	No	NA	NA	NA	NA	NA	NA	NA
Indiana	Yes	Healthy Indiana Plan	Yes	UP to 200% FPL	19-64	Yes	Yes	No
Iowa	No	NA	NA	NA	NA	NA	NA	NA
Kansas	No	NA	NA	NA	NA	NA	NA	NA
Kentucky	No	NA	NA	NA	NA	NA	NA	NA
Louisiana	No	NA	NA	NA	NA	NA	NA	NA
Maine	Yes	DirigoChoice1	No	Up to 300% FPL	No	Yes	Yes	No
Maryland	No	NA	NA	NA	NA	NA	NA	NA
Massachusetts	Yes	Commonwealth Care	Yes	Up to 300% FPL	19 and older	No	No	No
Michigan	No	NA	NA	NA	NA	NA	NA	NA
Minnesota	No	NA	NA	NA	NA	NA	NA	NA
Mississippi	No	NA	NA	NA	NA	NA	NA	NA
Missouri	No	NA	NA	NA	NA	NA	NA	NA
Montana	No	NA	NA	NA	NA	NA	NA	NA
Nebraska	No	NA	NA	NA	NA	NA	NA	NA
Nevada	No	NA	NA	NA	NA	NA	NA	NA
New Hampshire	No	NA	NA	NA	NA	NA	NA	NA
New Jersey	No	NA	NA	NA	NA	NA	NA	NA
New Mexico	Yes	State Coverage Insurance (SCI)	Yes	Up to 200% FPL	19-64	No	Yes	Not have voluntarily cancelled health insurance in the last six months
New York	Yes	Healthy NY	Yes2	Up to 250% FPL	No	Yes2	Yes	No
North Carolina	No	NA	NA	NA	NA	NA	NA	NA
North Dakota	No	NA	NA	NA	NA	NA	NA	NA
Ohio	No	NA	NA	NA	NA	NA	NA	NA
Oklahoma	No	NA	NA	NA	NA	NA	NA	NA
Oregon	No	NA	NA	NA	NA	NA	NA	NA
Pennsylvania	No	NA	NA	NA	NA	NA	NA	NA
Rhode Island	No	NA	NA	NA	NA	NA	NA	NA
South Carolina	No	NA	NA	NA	NA	NA	NA	NA
South Dakota	No	NA	NA	NA	NA	NA	NA	NA
Tennessee	Yes	CoverTN	Yes	Up to 250% FPL	19 and older	Yes	Yes	Have worked at least one 20-hour week in the past 6 months; Not have been unemployed longer than 6 months
Texas	No	NA	NA	NA	NA	NA	NA	NA
Utah	No	NA	NA	NA	NA	NA	NA	NA
Vermont	Yes	Catamount Health Care	Yes2	Up to 300% FPL	18 and older	Yes2	Yes	No
Virginia	No	NA	NA	NA	NA	NA	NA	NA
Washington	No	NA	NA	NA	NA	NA	NA	NA
West Virginia	No	NA	NA	NA	NA	NA	NA	NA
Wisconsin	No	NA	NA	NA	NA	NA	NA	NA
Wyoming	No	NA	NA	NA	NA	NA	NA	NA

(show/hide notes)

Notes:	Data as of March 2009. For program websites see Arizona: http://www.azdor.gov/ (click on "Credit Pre-Certification" link) Indiana: http://www.in.gov/fssa/hip/ Maine: http://www.dirigohealth.maine.gov/ Massachusetts: http://www.mahealthconnector.org/portal/site/connector/ (Click "Commonwealth Care" link) New Mexico: http://www.insurenewmexico.state.nm.us/SCIHome.htm New York: http://www.ins.state.ny.us/website2/hny/english/hny.htm Tennessee: http://covertn.gov/web/cover_tn.html Vermont: http://hcr.vermont.gov/green_mountain_care/premium_assistance
Sources:	Data collection and analysis by Eliza Bangit and Karen Pollitz, Health Policy Institute, Georgetown University. Sources include state laws and regulations, interviews with state program staff, state program websites, State Coverage Initiatives by the Robert Wood Johnson Foundation (http://www.statecoverage.org/) and the National Conference of State Legislatures (http://www.ncsl.org/programs/health/business.htm).
Definitions:	Health insurance subsidies in the individual market: States that have created programs, outside of Medicaid, to help people pay for private health insurance premiums.
Footnotes:	DirigoChoice is closed to new subsidized Sole Proprietors at this time. It is also closed to subsidized and non-subsidized Individuals at this time. Certain exceptions may apply. Check with the state program for more detail about program eligibility.

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